Condo Insurance in Portage, IN

Here's a surprise that catches a lot of condo owners off guard: your association's master policy usually stops at your walls. Everything inside, your floors, cabinets, belongings, and personal liability, is on you. Condo insurance, sometimes called an HO-6 policy, fills that gap. Angel Auto Insurance has helped Portage and Northwest Indiana condo owners cover what the association leaves out since 1985, comparing options across a large network of carriers as your independent agency.

What Condo Insurance Protects

A solid HO-6 policy picks up where the master policy ends, including:

• Interior features like flooring, cabinets, and fixtures
• Personal belongings such as furniture and electronics
• Personal liability if someone is injured in your unit
• Loss assessment coverage for shared association costs

Reading the Gaps in Your Master Policy

Every association's master policy is a little different, so the right amount of coverage depends on what yours already includes. We'll help you read the fine print and set limits that actually match. If you own a house instead, our home insurance may be the better fit, and if you rent your unit out, renters insurance can protect your tenants' belongings. Owners who want extra liability can also layer on umbrella insurance.